zero balance accounts

Maintain operating accounts, separate payroll, and more.

Concentrates all funds into one central operating account.

Zero Balance Accounts automatically combine funds for disbursement or deposits to maximize the use of cash. If your business maintains several accounts, a Zero Balance Account allows you to have a single source for disbursements. This process can eliminate accidental overdrafts, inaccurate bookkeeping and the confusion of juggling several sources of outgoing cash.

Benefits of Zero Balance Accounts

With Zero Balance Accounts from Dime Community Bank, you’ll be able to:

  • Eliminates time spent manually funding subsidiary accounts
  • Concentrates all funds into one central operating account
  • Saves clerical time and costs
  • No need to track balance levels and funding requirements
  • Maximizes funds available for investment and minimizes risk of overdraft fees
  • And more

Smart solutions¹ for your business.

Run your business more efficiently with our suite of Treasury Management solutions.

ACH
Origination
Services

Move Money Conveniently, Securely and Efficiently

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Lockbox
Services

Improve Operational Efficiency and Profitability

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Positive
Pay

Protect Your Business From Check Fraud

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Merchant
Services

Provide Your Customers with Convenience and Flexibility

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Remote
Deposit
Capture

Save Time and Money When Depositing Checks

Learn More

Business
Mobile
Banking²

Manage Your Accounts On the Go

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Zero
Balance
Accounts

Concentrates All Funds Into One Central Operating Account

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Online
Banking &
Bill Pay

Manage Your Finances Your Way

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Download Zero Balance Accounts Brochure

You can download a brochure version (PDF) of this page and its subpages by clicking the button below.

¹ All products subject to Dime approval.

² Must have Dime Online Banking for Business to use Dime Business Mobile Banking. The Dime Business Mobile Banking App is available for select mobile devices. Dime Business Mobile Banking is a free service from Dime. However, your mobile carrier may charge for data and text message usage.